Test your knowledge

1. What is the main difference between a lawyer and a collection agency?
- Lawyers can not send a letter to the debtor;
- Collection agencies do hot have a Code of Ethics;
- Lawyers work individually;
- Collection agencies cannot litigate before the courts.
2. What is consensual justice?
- Non-judicial, conflict resolution procedures;
- A judgment rendered by a jury;
- Justice before a referee (in sports);
- It is the legal process that begins once the judge settles the dispute.
3. Before which body should you file an application for a disputed amount (without interests) of $75,000?
- Municipal Court;
- Court of Québec;
- Superior Court;
- The Court of Appeal.
4. What is the maximum amount for an application to be admissible before the Small Claims Court?
- $3 000;
- $5 000;
- $7 000;
- $15 000.
5. What is the difference between negotiation and mediation?
- Negotiation only applies to contracts;
- Mediation focuses on breathing and staying calm;
- Negotiation includes mediation;
- The mediation involves surveys and media.
6. Who can draft a letter of demand?
- Lawyers who have been mandated to do so;
- Notaries and lawyers;
- Paralegals, legal secretaries, lawyers and notaries;
- Anyone who knows how to write.
7. What information must necessarily be included in a letter of demand letter?
- Your age and marital status;
- The deadline for responding;
- The address of the person to whom the letter of demand is addressed;
- The context of important facts.
8. When is the best time to send a letter of demand?
- At most 3 to 15 weeks after the payment due date, the accident or any other source of dispute;
- Up to 1 year after the default of payment or after the event took place;
- Up to 5 years after the default of payment or after the event took place;
- Up to 10 years after the default of payment or after the event took place.
9. Which is not the recommended means to confirm the reception of a letter of demand?
- By bailiff;
- By registered mail;
- Delivering it by hand to the person being served, if you manage to get his or her signature to confirm reception;
- By e-mail.
10. Which of the following statements is not an advantage of sending a letter of demand through legal channels for debt collection?
- Demonstrating the seriousness of the claim to the opposing party;
- Having the accounts of the opposing party frozen;
- Having certain legal fees reimbursed if you win your case;
- Opening the door to negotiations.

Personal and Commercial Debt Claims - Collection of Delinquent Accountss

Specialized Lawyers in Quebec